What is a producer who is licensed in Washington but resides in another state called?

A producer who is licensed in Washington but resides in another state is referred to as a nonresident producer. This term accurately reflects the situation where an individual holds a valid insurance license in a state where they do not have their primary residence. Nonresident producers must comply with the licensing requirements of the state where they are selling insurance, which may include specific regulations and fees for the nonresident license.

This understanding is vital because it highlights the ability of producers to operate across state lines, which is especially relevant in expansive markets where clients may seek coverage options from licensed producers regardless of their residential status. Nonresident licensing is important for ensuring that all producers adhere to the regulations that govern the insurance industry in the states where they operate, enhancing consumer protection and maintaining industry standards.